SIP calculator
See what a monthly SIP could grow to. Enter the amount, expected return and years, and add a yearly step-up to see the difference it makes.
| Year | Amount invested | Total value |
|---|---|---|
| 1 | ₹60,000.00 | ₹64,046.64 |
| 2 | ₹120,000.00 | ₹136,216.00 |
| 3 | ₹180,000.00 | ₹217,538.24 |
| 4 | ₹240,000.00 | ₹309,174.17 |
| 5 | ₹300,000.00 | ₹412,431.83 |
| 6 | ₹360,000.00 | ₹528,785.15 |
| 7 | ₹420,000.00 | ₹659,894.99 |
| 8 | ₹480,000.00 | ₹807,632.83 |
| 9 | ₹540,000.00 | ₹974,107.53 |
| 10 | ₹600,000.00 | ₹1,161,695.38 |
An estimate, compounded monthly. Returns are not guaranteed, and mutual fund investments are subject to market risks.
Total value
₹1,161,695.38
- Amount invested
- ₹600,000.00
- Estimated returns
- ₹561,695.38
How to use the SIP calculator
- 1
Enter the monthly amount
What you plan to invest each month.
- 2
Set the return and years
Use a realistic yearly return for the fund type.
- 3
Add a step-up
Raise the SIP every year as your income grows, and compare.
Questions people ask
How is the SIP value calculated?
Each monthly instalment grows at the expected return, compounded monthly, from the month it is invested. The total is the value of all instalments at the end.
What is a step-up SIP?
You increase the monthly amount by a fixed percent every year, for example 10%. Small step-ups make a large difference over long periods.
Are these returns guaranteed?
No. This is an estimate. Mutual fund returns change with the market, and past returns do not promise future ones.
Is it free?
Yes, free with no limit and no signup.
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